Tax Smart Giving

Donating appreciated stocks, bonds, or mutual funds can be a powerful way to give. In many cases, you may avoid capital gains taxes while supporting long-term community impact.

To get started: Contact your broker and request a transfer of securities to United Way of Northern Shenandoah Valley.

If you are eligible to make a Qualified Charitable Distribution (QCD), you may be able to donate directly from your IRA and reduce taxable income, depending on your circumstances.

To get started: Contact your IRA plan administrator and request a charitable distribution to United Way of Northern Shenandoah Valley.

A Donor-Advised Fund is a simple and tax-efficient way to support the causes you care about.

When you recommend a grant to United Way of Northern Shenandoah Valley, your gift is invested in a coordinated community portfolio supporting housing, food security, health, education, and family stability.

Suggested minimum DAF grant: $1,500. Give Here. 

You can make a difference not just today, but for future generations, by including United Way of Northern Shenandoah Valley in your will.

Sample Will Language

“I, [Name], of [City, State, Zip], give, devise, and bequeath to United Way of Northern Shenandoah Valley, a nonprofit organization, the following asset(s) and/or property to be used for its general charitable purposes:
• Dollar amount of money
• Percentage of my residuary estate
• Description of specific asset (real estate, stocks, bonds, etc.)”
 

You can name United Way of Northern Shenandoah Valley as a beneficiary of an IRA, life insurance policy, or other financial account. This is a simple way to create long-term impact.
 

In some situations, donating property can support community impact while helping you manage tax liability. Examples may include land, vehicles, or other assets, depending on acceptability and condition.
 

You can name United Way of Northern Shenandoah Valley as the beneficiary or owner of a life insurance policy to create a meaningful future gift.

This option allows you to make a significant impact without affecting your current income.

To get started: Speak with your insurance provider or financial advisor.

A charitable gift annuity allows you to make a gift to United Way while receiving fixed payments for life in return.

This option can provide steady income for you or a loved one while supporting long-term community impact.

An endowment gift is a way to invest in the future of our community. Your contribution is invested and preserved over time, while a portion of the earnings is used each year to support United Way of Northern Shenandoah Valley’s work.

This approach allows your gift to create lasting impact, providing steady, reliable support for housing stability, food security, health access, education, and family support for generations to come.

Endowment gifts are ideal for donors who want their generosity to have a permanent legacy and ensure that community needs can be met not only today, but far into the future.

A memorial or tribute gift is a meaningful way to honor or remember someone special while making a lasting difference in the community.

When you make a gift in memory or in honor of a loved one, your contribution supports United Way of Northern Shenandoah Valley’s work across housing, food security, health, education, and family stability. It is a way to celebrate a life, mark an important moment, or express gratitude while helping others thrive.

Tribute gifts can be made to recognize birthdays, anniversaries, retirements, or other milestones, and memorial gifts provide a way to remember a loved one through positive, lasting impact.

These gifts turn personal moments into community change, creating a legacy of care that reaches far beyond a single day.