MONEY MANAGEMENT
A lot of people are dealing with serious financial hardship caused by the COVID-19 pandemic. There are ways to get help if you are struggling to pay your bills. The following are helpful resources from the Consumer Financial Protection Bureau:
Guide to COVID-19 Economic Stimulus Relief - https://www.consumerfinance.gov/about-us/blog/guide-covid-19-economic-stimulus-checks/
· Check on the status of your check or provide banking information through the IRS - https://www.irs.gov/coronavirus/economic-impact-payments
***IMPORTANT**** Make sure to register only at the IRS official site! Don’t fall for a scam. The IRS will never call or e-mail you to ask for personal information.
Guide to Mortgage Relief Options - https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/?fbclid=IwAR0NHPu3zHYxyu_HDXHVULxAonGCxBvCOwxbCY7kxkNe3AUqWJ-jFPkIzgU
Student Loans - https://www.consumerfinance.gov/about-us/blog/what-you-need-to-know-about-student-loans-and-coronavirus-pandemic/
Tips to prioritize bills during COVID-19:
Check out this one pager on Crisis Money Management – here
Our friend Matt Laird from United Bank shares tips to prioritize bills during this crisis - see video here
Take control of your finances
Getting money smart is one of the best ways to be ready for any kind of trouble the future might bring. Valley Assistance Network (VAN) is offering a free service to help. Request to speak with a Money Management Coach by filling out an online intake. (Maybe small get help from us button?)
(Link is https://www.unitedwaynsv.org/van-get-help) Just click that you would like a Budget coach to contact you. Volunteers can help provide a variety of tools to help track your spending, build a budget, prioritize bills and much more.
Other helpful Resources:
FAQ’s - http://211.org/services/covid19#Resources
My Smart Money - https://www.unitedway.org/my-smart-money
Northern Shenandoah Valley Financial Education Program - https://www.facebook.com/nsvfinancialeducation/?__tn__=%2CdkC-R&eid=ARBbg_g5AVXKp28gfS_7PzqCxAAjVcuP285LBtqk2auBrQE8pM82lDRqO9uYjPFYrrKR2TqUWU4qpPdi&hc_ref=ARQNZx8daD1Wti33HgeKyoVt3XzJOvUXyzGvE63gaZFwINq72D34u-Pqvi68YczZJOc
FDIC - https://www.fdic.gov/coronavirus/
See Financial Relief Tab and Rental/Utilities Tab for more information.